/* ============================================================
   SIMULATEUR-CREDIT.CSS - Styles de la page simulateur de crédit
   Community Growth Initiative | cgi-mfi.com
   MOBILE FIRST - Refonte v2 juin 2026
   ============================================================ */

/* ===== ANIMATIONS PROPRES À CETTE PAGE ===== */
@keyframes blink {
  0%, 100% { opacity: 1; }
  50%       { opacity: 0.3; }
}
@keyframes recalcFlash {
  0%   { opacity: 0.4; transform: scale(0.98); }
  100% { opacity: 1;   transform: scale(1); }
}

/* ===== HERO SIMULATEUR ===== */
.sim-hero {
  background: var(--dark);
  position: relative;
  overflow: hidden;
  padding: clamp(48px, 8vw, 80px) 0 clamp(32px, 5vw, 64px);
}
.sim-hero::before {
  content: '';
  position: absolute; inset: 0;
  background-image:
    radial-gradient(circle at 10% 50%, rgba(192,57,43,0.18) 0%, transparent 50%),
    radial-gradient(circle at 85% 20%, rgba(201,168,76,0.1) 0%,  transparent 40%);
}
.sim-hero-inner {
  position: relative; z-index: 2;
  max-width: 1200px; margin: 0 auto;
  padding: 0 clamp(16px, 4vw, 40px);
}
.sim-hero-badge {
  display: inline-flex; align-items: center; gap: 8px;
  background: rgba(192,57,43,0.2);
  border: 1px solid rgba(192,57,43,0.4);
  color: var(--red-light);
  font-size: 11px; font-weight: 600;
  letter-spacing: 2px; text-transform: uppercase;
  padding: 6px 14px; border-radius: 2px;
  margin-bottom: 20px;
}
.sim-hero-badge::before {
  content: '';
  width: 6px; height: 6px;
  background: var(--red-mid);
  border-radius: 50%;
  animation: pulse 2s infinite;
}
.sim-hero-title {
  font-family: var(--font-display);
  font-size: clamp(28px, 6vw, 60px);
  font-weight: 900;
  color: var(--white);
  line-height: 1.1;
  margin-bottom: 16px;
}
.sim-hero-title span { color: var(--red-mid); }
.sim-hero-sub {
  font-size: clamp(14px, 2.5vw, 18px);
  color: rgba(255,255,255,0.7);
  max-width: 680px;
  margin-bottom: 28px;
  line-height: 1.7;
}
.sim-hero-trust {
  display: inline-flex; align-items: center; gap: 10px;
  background: rgba(30,132,73,0.2);
  border: 1px solid rgba(30,132,73,0.4);
  color: #7DCEA0;
  font-size: 13px; font-weight: 700;
  padding: 10px 20px;
  border-radius: var(--radius);
  flex-wrap: wrap;
}
.sim-hero-trust::before { content: '✓'; font-size: 16px; color: #2ECC71; }

/* ===== SECTION SIMULATEUR PRINCIPAL ===== */
.simulateur { padding: clamp(40px, 6vw, 80px) 0; background: var(--gray-50); }

/* 1 col mobile */
.sim-layout {
  display: grid;
  grid-template-columns: 1fr;
  gap: 32px;
  align-items: start;
}

/* --- Carte formulaire --- */
.sim-form-card {
  background: var(--white);
  border-radius: var(--radius-lg);
  border: 1px solid var(--gray-100);
  box-shadow: var(--shadow-md);
  overflow: hidden;
}
.sim-form-header {
  background: var(--dark);
  padding: clamp(16px, 3vw, 24px) clamp(20px, 4vw, 32px);
  display: flex; align-items: center; justify-content: space-between;
  gap: 12px; flex-wrap: wrap;
}
.sim-form-header-title {
  font-family: var(--font-display);
  font-size: clamp(16px, 2.5vw, 18px); font-weight: 700;
  color: var(--white);
}
.sim-form-header-tag {
  font-size: 11px; font-weight: 700;
  color: var(--gold);
  letter-spacing: 2px; text-transform: uppercase;
  background: rgba(201,168,76,0.15);
  border: 1px solid rgba(201,168,76,0.3);
  padding: 4px 10px; border-radius: 2px;
  white-space: nowrap;
}
.sim-form-body { padding: clamp(20px, 4vw, 32px); }
.sim-field { margin-bottom: clamp(20px, 4vw, 28px); }

/* Label avec valeur courante */
.sim-label {
  display: flex; justify-content: space-between; align-items: center;
  font-size: 11px; font-weight: 700;
  color: var(--gray-500);
  letter-spacing: 1.5px; text-transform: uppercase;
  margin-bottom: 10px; gap: 8px; flex-wrap: wrap;
}
.sim-label-value {
  font-size: 14px;
  font-family: var(--font-mono);
  color: var(--red); font-weight: 700;
  letter-spacing: 0; text-transform: none;
}

/* Montant - input + slider */
.sim-montant-wrap { position: relative; }
.sim-currency {
  position: absolute; left: 14px; top: 50%; transform: translateY(-50%);
  font-size: 13px; font-weight: 700;
  color: var(--gray-500); pointer-events: none;
}
.sim-input-num {
  width: 100%;
  padding: 14px 18px 14px 64px;
  background: var(--gray-50);
  border: 2px solid var(--gray-100);
  color: var(--dark);
  font-size: clamp(16px, 3vw, 18px);
  font-family: var(--font-mono); font-weight: 600;
  border-radius: var(--radius);
  transition: var(--transition);
  outline: none; min-height: 52px;
}
.sim-input-num:focus { border-color: var(--red); background: var(--white); }

.sim-range {
  width: 100%;
  -webkit-appearance: none;
  height: 5px; border-radius: 3px;
  background: var(--gray-100);
  outline: none;
  margin-top: 12px; cursor: pointer;
}
.sim-range::-webkit-slider-thumb {
  -webkit-appearance: none;
  width: 24px; height: 24px;
  border-radius: 50%;
  background: var(--red);
  cursor: pointer;
  box-shadow: 0 0 0 4px rgba(192,57,43,0.15);
  transition: box-shadow 0.2s;
}
.sim-range::-webkit-slider-thumb:hover { box-shadow: 0 0 0 8px rgba(192,57,43,0.2); }
.sim-range-labels { display: flex; justify-content: space-between; margin-top: 6px; }
.sim-range-labels span { font-size: 11px; color: var(--gray-300); }

/* Durée - boutons */
.sim-dur-btns { display: flex; gap: 8px; flex-wrap: wrap; }
.sim-dur-btn {
  padding: 10px 16px;
  border: 2px solid var(--gray-100);
  color: var(--gray-500);
  font-size: 13px; font-weight: 600;
  border-radius: var(--radius);
  cursor: pointer;
  transition: var(--transition);
  background: var(--white);
  font-family: var(--font-body);
  min-height: 44px; flex: 1 1 auto;
  text-align: center;
}
.sim-dur-btn:hover { border-color: var(--red); color: var(--red); }
.sim-dur-btn.active {
  background: var(--red); border-color: var(--red);
  color: var(--white); box-shadow: var(--shadow-red);
}

/* Frais optionnels : 1 col mobile, 2 cols tablette+ */
.sim-optionals { display: grid; grid-template-columns: 1fr; gap: 14px; }
.sim-opt-field label {
  display: block;
  font-size: 11px; font-weight: 700;
  color: var(--gray-500);
  letter-spacing: 1.5px; text-transform: uppercase;
  margin-bottom: 8px;
}
.sim-opt-wrap { position: relative; }
.sim-opt-wrap input {
  width: 100%;
  padding: 10px 32px 10px 14px;
  background: var(--gray-50);
  border: 2px solid var(--gray-100);
  color: var(--dark);
  font-size: 16px; font-family: var(--font-mono);
  border-radius: var(--radius); outline: none;
  transition: var(--transition); min-height: 44px;
}
.sim-opt-wrap input:focus { border-color: var(--red); background: var(--white); }
.sim-opt-unit {
  position: absolute; right: 12px; top: 50%; transform: translateY(-50%);
  font-size: 13px; font-weight: 700; color: var(--gray-300);
}

/* Produit tag */
.sim-produit-tag {
  display: flex; align-items: center; gap: 10px;
  background: var(--red-light);
  border: 1px solid rgba(192,57,43,0.2);
  border-radius: var(--radius);
  padding: 12px 16px;
}
.sim-produit-icon { font-size: 22px; flex-shrink: 0; }
.sim-produit-name { font-size: 14px; font-weight: 700; color: var(--dark); }
.sim-produit-rate { font-size: 12px; color: var(--red); font-weight: 600; }

/* --- Carte résultats --- */
.sim-results-card { position: static; } /* mobile : dans le flux */
.sim-results-header {
  background: var(--red); color: var(--white);
  border-radius: var(--radius-lg) var(--radius-lg) 0 0;
  padding: 18px clamp(16px, 3vw, 28px);
  display: flex; align-items: center; justify-content: space-between;
  gap: 12px; flex-wrap: wrap;
}
.sim-results-title { font-size: 13px; font-weight: 700; letter-spacing: 2px; text-transform: uppercase; }
.sim-update-dot {
  display: inline-flex; align-items: center; gap: 6px;
  font-size: 11px; color: rgba(255,255,255,0.8);
}
.sim-update-dot::before {
  content: '';
  width: 7px; height: 7px;
  background: #2ECC71; border-radius: 50%;
  animation: blink 1.5s ease-in-out infinite;
}
.sim-results-body {
  background: var(--white);
  border: 1px solid var(--gray-100);
  border-top: none;
  border-radius: 0 0 var(--radius-lg) var(--radius-lg);
  box-shadow: var(--shadow-md);
  overflow: hidden;
}

/* Mensualité */
.sim-monthly-hero {
  background: var(--dark);
  padding: clamp(20px, 4vw, 28px); text-align: center;
  border-bottom: 3px solid var(--red);
}
.sim-monthly-label {
  font-size: 11px; font-weight: 700;
  color: rgba(255,255,255,0.5);
  letter-spacing: 2px; text-transform: uppercase;
  margin-bottom: 8px;
}
.sim-monthly-val {
  font-family: var(--font-display);
  font-size: clamp(28px, 6vw, 48px);
  font-weight: 900; color: var(--white);
  line-height: 1;
}
.sim-monthly-unit { font-size: 14px; font-weight: 400; color: var(--gold); margin-top: 4px; }

/* Grille résultats : 1 col mobile, 2 cols tablette+ */
.sim-res-grid { display: grid; grid-template-columns: 1fr; gap: 1px; background: var(--gray-100); }
.sim-res-item { background: var(--white); padding: clamp(14px, 3vw, 20px) clamp(16px, 3vw, 24px); }
.sim-res-label {
  font-size: 10px; font-weight: 700;
  color: var(--gray-300);
  letter-spacing: 1.5px; text-transform: uppercase;
  margin-bottom: 6px;
}
.sim-res-val { font-family: var(--font-mono); font-size: 16px; font-weight: 600; color: var(--dark); }
.sim-res-val.highlight { color: var(--red); }

/* Barre de répartition */
.sim-breakdown { padding: clamp(16px, 3vw, 20px) clamp(16px, 3vw, 24px); border-top: 1px solid var(--gray-100); }
.sim-breakdown-title {
  font-size: 11px; font-weight: 700;
  color: var(--gray-500);
  letter-spacing: 1.5px; text-transform: uppercase;
  margin-bottom: 12px;
}
.sim-breakdown-bar { height: 12px; border-radius: 6px; overflow: hidden; display: flex; margin-bottom: 8px; }
.sim-bar-capital  { background: var(--dark); transition: width 0.5s ease; }
.sim-bar-interest { background: var(--red);  transition: width 0.5s ease; }
.sim-bar-fees     { background: var(--gold); transition: width 0.5s ease; }
.sim-breakdown-legend { display: flex; gap: 12px; flex-wrap: wrap; }
.sim-legend-item { display: flex; align-items: center; gap: 6px; font-size: 11px; color: var(--gray-500); }
.sim-legend-dot { width: 8px; height: 8px; border-radius: 2px; flex-shrink: 0; }

/* CTA demande */
.sim-cta-block { padding: clamp(16px, 3vw, 20px) clamp(16px, 3vw, 24px); background: var(--gray-50); border-top: 1px solid var(--gray-100); }
.sim-cta-main {
  display: flex; align-items: center; justify-content: center;
  width: 100%; padding: 14px;
  background: var(--red); color: var(--white);
  font-size: 15px; font-weight: 700;
  border-radius: var(--radius); text-align: center;
  transition: var(--transition);
  border: 2px solid var(--red); min-height: 48px;
}
.sim-cta-main:hover { background: var(--red-dark); border-color: var(--red-dark); }
.sim-cta-note { text-align: center; font-size: 12px; color: var(--gray-300); margin-top: 10px; }

/* Animation flash au recalcul */
.recalc-anim { animation: recalcFlash 0.35s cubic-bezier(0.4,0,0.2,1); }

/* ===== TABLEAU D'AMORTISSEMENT ===== */
.amortissement { padding: clamp(40px, 6vw, 80px) 0; background: var(--white); }
.amort-header {
  display: flex; align-items: flex-start; justify-content: space-between;
  margin-bottom: 28px; flex-wrap: wrap; gap: 16px;
}
.amort-info-badge {
  display: flex; align-items: center; gap: 10px;
  background: var(--red-light);
  border: 1px solid rgba(192,57,43,0.2);
  padding: 10px 18px; border-radius: var(--radius);
  flex-wrap: wrap;
}
.amort-info-badge-title { font-size: 13px; font-weight: 700; color: var(--dark); }
.amort-info-badge-sub   { font-size: 11px; color: var(--red); }
.amort-scroll {
  overflow-x: auto;
  -webkit-overflow-scrolling: touch;
  border-radius: var(--radius-md);
  border: 1px solid var(--gray-100);
  box-shadow: var(--shadow-sm);
}

.amort-scroll table { width: 100%; border-collapse: collapse; min-width: 560px; }
.amort-scroll thead tr { background: var(--dark); }
.amort-scroll thead th {
  padding: 12px 16px;
  font-size: 11px; font-weight: 700;
  color: rgba(255,255,255,0.6);
  letter-spacing: 1.5px; text-transform: uppercase;
  text-align: left; white-space: nowrap;
}
.amort-scroll thead th:first-child { color: var(--gold); }
.amort-scroll tbody tr { border-bottom: 1px solid var(--gray-100); transition: var(--transition); }
.amort-scroll tbody tr:last-child { border-bottom: none; }
.amort-scroll tbody tr:hover { background: var(--gray-50); }
.amort-scroll tbody td { padding: 11px 16px; font-size: 13px; color: var(--dark); }
.amort-scroll tbody td:first-child { font-family: var(--font-mono); font-weight: 700; color: var(--gray-500); }
.amort-scroll td.capital-col    { font-family: var(--font-mono); color: var(--dark); }
.amort-scroll td.interest-col   { font-family: var(--font-mono); color: var(--red);   font-weight: 600; }
.amort-scroll td.amort-col      { font-family: var(--font-mono); color: var(--green); font-weight: 600; }
.amort-scroll td.mensualite-col { font-family: var(--font-mono); font-weight: 700; color: var(--dark); }
.amort-scroll tfoot tr { background: var(--gray-50); border-top: 2px solid var(--gray-100); }
.amort-scroll tfoot td { padding: 12px 16px; font-size: 13px; font-weight: 700; color: var(--dark); }
.amort-scroll tfoot td.interest-col { color: var(--red); }

/* ===== SECTION TRANSPARENCE ===== */
.transparence { padding: clamp(40px, 6vw, 80px) 0; background: var(--dark); }
/* 1 col mobile */
.trans-grid {
  display: grid;
  grid-template-columns: 1fr;
  gap: 20px;
  margin-top: 40px;
}
.trans-card {
  background: rgba(255,255,255,0.05);
  border: 1px solid rgba(255,255,255,0.1);
  border-radius: var(--radius-md);
  padding: clamp(20px, 4vw, 28px);
  transition: var(--transition);
}
.trans-card:hover { border-color: var(--red); background: rgba(192,57,43,0.08); }
.trans-icon  { font-size: 28px; margin-bottom: 14px; }
.trans-title { font-size: 16px; font-weight: 700; color: var(--white); margin-bottom: 10px; }
.trans-desc  { font-size: 14px; color: rgba(255,255,255,0.6); line-height: 1.7; }
.trans-highlight {
  display: inline-block; margin-top: 12px;
  font-size: 12px; font-weight: 700;
  color: var(--gold); letter-spacing: 0.5px;
}

/* ===== SECTION CONVERSION ===== */
.conversion {
  padding: clamp(48px, 8vw, 80px) 0;
  background: var(--red-deep);
  position: relative; overflow: hidden;
}
.conversion::before {
  content: '';
  position: absolute; inset: 0;
  background-image: radial-gradient(circle at 20% 50%, rgba(255,255,255,0.05) 0%, transparent 50%);
}
.conversion-inner {
  position: relative; z-index: 2;
  text-align: center;
  max-width: 700px; margin: 0 auto;
  padding: 0 clamp(16px, 4vw, 40px);
}
.conversion-title {
  font-family: var(--font-display);
  font-size: clamp(26px, 5vw, 48px);
  font-weight: 900; color: var(--white);
  line-height: 1.2; margin-bottom: 16px;
}
.conversion-sub {
  font-size: clamp(15px, 2.5vw, 17px);
  color: rgba(255,255,255,0.75);
  margin-bottom: 36px; line-height: 1.7;
}
.conversion-trust {
  display: inline-flex; align-items: center; gap: 10px;
  background: rgba(255,255,255,0.15);
  border: 1px solid rgba(255,255,255,0.3);
  color: var(--white);
  font-size: 14px; font-weight: 700;
  padding: 12px 24px; border-radius: var(--radius);
  margin-bottom: 28px; flex-wrap: wrap; justify-content: center;
}
.conversion-trust::before { content: '✓'; color: #2ECC71; font-size: 16px; }
/* Boutons empilés sur mobile */
.conversion-btns { display: flex; flex-direction: column; gap: 14px; align-items: center; }
.conversion-btns .btn { width: min(100%, 320px); justify-content: center; }

/* Boutons sur fond sombre */
.btn-white {
  background: var(--white); color: var(--red);
  border: 2px solid var(--white);
  padding: 16px 32px;
  font-size: 15px; font-weight: 700;
  border-radius: var(--radius);
  display: inline-flex; align-items: center; justify-content: center;
  transition: var(--transition); min-height: 52px;
}
.btn-white:hover { background: transparent; color: var(--white); }
.btn-outline-white {
  border: 2px solid rgba(255,255,255,0.4);
  color: var(--white);
  padding: 16px 32px;
  font-size: 15px; font-weight: 600;
  border-radius: var(--radius);
  display: inline-flex; align-items: center; justify-content: center;
  transition: var(--transition); min-height: 52px;
}
.btn-outline-white:hover { background: rgba(255,255,255,0.1); }

/* ===================================================
   TABLETTE (768px+)
=================================================== */
@media (min-width: 768px) {
  .sim-optionals { grid-template-columns: 1fr 1fr; }
  .sim-res-grid { grid-template-columns: 1fr 1fr; }
  .trans-grid { grid-template-columns: 1fr 1fr; }
  .conversion-btns { flex-direction: row; justify-content: center; }
  .conversion-btns .btn { width: auto; }
}

/* ===================================================
   DESKTOP (1024px+)
=================================================== */
@media (min-width: 1024px) {
  .sim-layout { grid-template-columns: 1fr 1fr; gap: 48px; }
  .sim-results-card { position: sticky; top: 88px; }
  .trans-grid { grid-template-columns: repeat(2, 1fr); }
  .sim-dur-btn { flex: 0 1 auto; }
}